Skip to content
Einfach Germany
Immigration · Study

The German student visa

The standard 2026 proof of funds for an admitted student is €11,904 for 12 months (€992 a month). This guide explains the correct visa route, documents, insurance, work rights and what happens after arrival.

Reviewed · Last updated August 2026

14 min read

Einfach Germany editorial team

Quick answer

For commencing university studies in 2026, the standard proof of funds is €11,904 for 12 months, equivalent to €992 per month. A blocked account is common, but a recognised scholarship or Declaration of Commitment may also be accepted. The separate visa for seeking a university place uses €1,091 per month. Your nationality determines whether you need a visa before entry.

Important

Immigration rules can depend on your nationality, qualification, employment, family circumstances and current law. Verify requirements with the relevant German authority or mission before you apply or pay anything.

1. Proof of funds in 2026

An admitted student commencing university studies must normally show €11,904 for a 12-month period in 2026. The corresponding standard monthly amount is €992. These figures were last verified on 21 August 2026 against Make it in Germany and the Federal Foreign Office Consular Services Portal.

The amount can change in a later year. Confirm it with the responsible German mission before transferring money, but use the current figure—not an undated estimate—when planning your 2026 application.

Blocked account (Sperrkonto) for a student visa

11.904 €

for 12 months

Current for 2026

Applies from 1 January 2026

For commencing university studies in 2026. Provider and account fees are additional and do not count towards the required balance. Recheck with the responsible mission before transferring money.

Last verified 21 August 2026 · Make it in Germany (opens in a new tab)

Standard monthly blocked-account availability

992 €

per month

Current for 2026

Applies from 1 January 2026

The standard monthly amount for commencing studies, corresponding to €11,904 over 12 months.

Last verified 21 August 2026 · Federal Foreign Office (opens in a new tab)

Official source

Official requirements for a student visa and student residence permit.

Make it in Germany

Official source

The federal online application route and current monthly proof-of-funds amounts for studying and seeking a university place.

Federal Foreign Office

2. Do I need a student visa?

Nationality matters. EU and EEA citizens do not need a visa or residence permit to study. Most other nationals need the appropriate national visa before travelling, while a limited group may enter without a visa and apply for the study residence permit after arrival.

Use the Federal Foreign Office country list or Visa Navigator for your passport. Do not assume that visa-free tourist entry automatically allows every nationality to stay and study.

Official source

Answer a few questions and the Federal Foreign Office tells you which visa route applies to your situation.

Federal Foreign Office

3. Student visa and prospective-student visa are different

The study visa under the study route is for someone admitted to a state-recognised university. It can also cover defined preparatory measures connected with study, including a Studienkolleg, depending on the admission basis and documents.

The visa for seeking a place in higher education is a separate route for someone who is not yet admitted. In 2026 its financial requirement is €1,091 per month, not €992. It may allow a stay of up to nine months, up to 20 hours of work per week and limited trial work under the federal rules.

Proof of funds for seeking a university place

1.091 €

per month

Current for 2026

Applies from 1 January 2026

This belongs to the separate visa for seeking a place in higher education. It is not the standard amount for an admitted student commencing studies.

Last verified 21 August 2026 · Make it in Germany (opens in a new tab)

Do not mix the two amounts

€992 per month applies to commencing studies in the standard 2026 case. €1,091 per month belongs to the separate route for seeking a university place.

4. Core requirements

An application normally combines a valid study basis with sufficient funds, appropriate insurance, identity documents and any language evidence required for the programme. The responsible mission’s checklist controls the exact file.

  • Admission to a state-recognised higher education institution, or the evidence required for the particular preparatory or applicant route
  • Proof of sufficient funds through an accepted method
  • A valid passport and the required application or portal records
  • Health-insurance evidence suitable for the visa stage
  • Language proof where the programme or mission requires it
  • Academic certificates and other mission-specific documents

5. How the blocked account works

A Sperrkonto is a special account used to prove that you can support yourself. For the standard 2026 student case, you deposit €11,904 before the application and obtain the provider confirmation required by the mission. After activation in Germany, the standard maximum monthly availability is €992 over 12 months.

Opening, setup or monthly provider fees are normally additional. They do not form part of the €11,904 required balance. Research provider conditions and confirm that the documentation will be accepted by the mission handling your application; the Federal Foreign Office does not recommend one commercial provider.

Example

Illustrative example — Maya’s 2026 application

Maya applies for a student visa covering a 12-month period in 2026.
Using the standard blocked-account route, she normally deposits €11,904.
After activation in Germany, the standard available amount is €992 per month.
Her account provider’s setup and service fees are paid separately.

This example assumes the standard study route. The responsible mission decides which proof is accepted in an individual case.

Official source

What a blocked account is, how the process works and what to check before selecting a provider. Current study amounts are published through the federal study-visa guidance and portal.

Federal Foreign Office

6. Alternatives to a blocked account

A blocked account is not mandatory in every case. Federal guidance also identifies a recognised scholarship and a Declaration of Commitment (Verpflichtungserklärung) as possible ways to prove sufficient funds.

Whether a scholarship covers enough, or whether a Declaration of Commitment is accepted for your application, is decided by the responsible mission or authority. Other evidence should only be relied on after that office confirms it.

7. Health insurance at the visa and enrolment stages

You need suitable coverage for entry and the visa period, but university enrolment has its own insurance confirmation process. Travel or incoming cover used for arrival is not automatically the same as qualifying student health insurance after enrolment.

Before buying a policy, ask the university and insurer which electronic or written confirmation is required for matriculation. Private insurance choices can affect whether and how you may later return to statutory insurance.

8. How to apply

Many study-visa applications can be initiated through the Federal Foreign Office Consular Services Portal. The portal checks the application digitally, but an in-person step may still be required for original documents, biometrics and payment.

Appointment availability and processing times vary significantly by mission and country. Apply as early as the responsible mission permits and keep the university informed if arrival or enrolment may be delayed.

  1. Confirm the correct route

    Use your admission status and nationality to identify the study or study-place-seeker route.

  2. Open the responsible checklist

    Use the German mission responsible for your ordinary residence; do not substitute another mission’s checklist.

  3. Prepare funds and insurance

    Obtain accepted proof of funds and the insurance evidence required for the visa stage.

  4. Submit the application

    Use the Consular Services Portal where the route is available, or follow the mission’s paper/application-centre process.

  5. Complete the in-person step

    Present required originals, provide biometrics and pay the applicable fee when instructed.

Official source

Start an eligible national-visa application online and follow the instructions for the responsible German mission.

Federal Foreign Office

9. Documents and visa fee

The standard national-visa processing fee is normally €75 for an adult. Reductions or exemptions apply in defined cases, and the mission may collect the amount in local currency or through a specific payment method.

Use this checklist to prepare, then compare it line by line with the responsible mission’s current checklist.

Standard national visa processing fee

75 €

EUR

The normal adult fee. Reductions or waivers apply in some cases, and the mission determines payment method and any local-currency amount.

Last verified 21 August 2026 · Federal Foreign Office (opens in a new tab)

  • Valid passport and application or portal documents
  • Biometric photograph in the required format
  • University admission or the evidence required for the selected route
  • Academic qualifications and transcripts
  • Language evidence where applicable
  • Accepted proof of funds
  • Health-insurance evidence
  • CV, motivation letter or other items where the mission requests them
  • Visa fee and any mission-specific supporting documents

Official source

Current national-visa fee, possible reductions or waivers, responsible missions and the application process.

Federal Foreign Office

10. Working while studying

Under current federal guidance, third-country students may generally work up to 140 full days or 280 half-days per year. The guidance also provides an alternative framework of up to 20 hours per week during the lecture period.

Student auxiliary activities, such as defined academic work at a university, are treated separately under the federal guidance. Classification matters, so confirm uncertain jobs with the foreigners authority or university international office before exceeding the ordinary allowance.

Third-country student employment allowance

140 full days or 280 half-days

per year

Federal guidance also describes an alternative framework of up to 20 hours per week during the lecture period. Student auxiliary activities are treated separately.

Last verified 21 August 2026 · Make it in Germany (opens in a new tab)

Alternative student work framework

20

hours per week during the lecture period

An alternative to counting full and half working days under the current federal guidance. Check how your employment is classified.

Last verified 21 August 2026 · Make it in Germany (opens in a new tab)

Official source

Federal guidance on the 140-full-day/280-half-day rule, the alternative weekly framework and student-assistant work.

Make it in Germany

11. After arrival: visa and residence permit

The entry visa and the study residence permit are different documents. After arrival, complete the local steps in time and apply for the residence permit before the visa expires. Federal guidance says study residence permits are usually initially issued for two years, but the local foreigners authority decides the actual validity.

Procedures and appointment systems vary by city. The normal sequence is accommodation, Anmeldung, enrolment and insurance confirmation, blocked-account activation or banking setup, then the residence-permit process.

Typical initial study residence-permit duration

Usually 2 years

This is the usual initial period stated by the federal portal, not a guarantee. The responsible foreigners authority decides the actual validity.

Last verified 21 August 2026 · Make it in Germany (opens in a new tab)

  1. Move into accommodation

    Obtain the documents needed for local address registration.

  2. Complete Anmeldung

    Register the address under the municipality’s procedure.

  3. Complete enrolment requirements

    Provide the university’s required insurance and academic documents.

  4. Activate funding access

    Follow the blocked-account provider’s activation process or arrange the accepted alternative.

  5. Apply for the residence permit

    Contact the responsible foreigners authority before the entry visa expires.

12. 2026 at a glance

These are separate rules and should not be combined into one threshold.

Current federal information, last verified 21 August 2026.
ItemCurrent informationOfficial source
Standard student proof of funds€11,904 for 12 monthsMake it in Germany
Standard monthly blocked release€992 per monthFederal Foreign Office
Study-place-seeker proof€1,091 per monthMake it in Germany / Federal Foreign Office
Standard national visa fee€75, with possible reductions or waiversFederal Foreign Office
Student employment140 full days or 280 half-days per yearMake it in Germany
Alternative work frameworkUp to 20 hours per week during the lecture periodMake it in Germany

13. Frequently asked questions

For commencing university studies in 2026, the standard amount is €11,904 for 12 months, equivalent to €992 per month. The separate visa for seeking a university place uses €1,091 per month. Recheck the applicable year with your responsible mission before transferring funds.

Third-country students can generally work 140 full days or 280 half-days per year, or use the alternative framework of up to 20 hours per week during the lecture period. Student auxiliary activities are treated separately; check uncertain classifications before relying on an exception.

Germany has a separate visa for seeking a place in higher education. It has different conditions, a 2026 proof-of-funds amount of €1,091 per month and a maximum stay described by the federal portal as up to nine months.

Not always. A recognised scholarship or Declaration of Commitment may provide the financial proof instead. The responsible German mission decides what it accepts in your case.

No. Setup, service or account fees are normally additional and should not be deducted from the required blocked balance.

No. The national visa allows entry for the stated purpose. After arrival, you normally apply to the local foreigners authority for the study residence permit before the visa expires.

Official information

Rules and amounts change. Always verify current requirements using official sources.

Related guides

Amounts and legal requirements can change. We verify this information against official sources and show when each figure was last checked, but always confirm important requirements with the responsible authority before you apply.

Einfach Germany is an independent information platform and is not affiliated with the German government.